Smart Money with Keith Springer Saturdays at 1PM and Sundays at 6AM on NewsRadio KFBK 93.1 FM and 1530 AM

What Makes Springer Financial Advisors Different?

Our approach to wealth management is very unique, whether it is for financial planning, investments, insurance or mortgage loans.

We combine first- rate investment management and advice with a very personal, holistic approach. My 25 years in the industry have afforded me the experience and expertise to provide solutions for the most complex financial and life situations. Our wealth management process combines investment planning, risk management, retirement and estate planning, typically for people in transition, whether it be retirement, inheritance or exiting a business. Our concentration on achieving optimum returns, with the least risk possible, allows you to live your dreams with peace of mind.

Our holistic approach is very distinctive in the industry. We identify your “life goals,” which include but are not limited to just your financial goals. Recognizing what you want to do with your life, what you want to accomplish and how you want to live, as well as how you want to be remembered, helps us manage your wealth and achieve your goals and objectives. This will allow you to live a happier, more fulfilling life. It is important to take into account the often-overlooked issues. How much money do you actually “need” to live comfortably for the rest of your life, while taking the least amount of risk to get there? How will you pay for your children’s college or assist aging parents? What kind of legacy do you wish to leave through charitable giving? Or simply… will you have enough money to do the things you want to do AND be able to sleep well at night?

It’s no longer just about asset allocation and what stocks or funds to own. Rather, it is about outliving your assets, sky-rocketing health care costs, understanding the complex and ever-changing rules of Medicare and Medicaid, the effects of inflation, longevity risk, mortgage protection, long-term care, guaranteed income for life, as well as the economy ….these are the things at the top of our minds. By understanding the many complex facets of your life and keeping your goals in mind, we’re able to give you peace of mind, knowing that your financial situation is being handled by an experienced team of qualified professionals.

Be the expert…or hire one. Personal finance and creating a wealth accumulation, management and distribution plan is serious business. There are no second chances.

At Capital Financial, we’re continually updating ourselves on the ever-changing rules and laws, staying in tune with the increasingly volatile economy, and constantly keeping informed on the ins and outs of the calculations for retirement. The overwhelming number of choices–accompanied with the fear of making a mistake–is paralyzing and often leads to bad decisions. The wealth management challenge is a real one for all of us as we attempt to live comfortably into and through our golden years. Never underestimate the advantages of professional advice.

Our proprietary process has been building successful retirement and tax-advantaged portfolios for over 25 years. We can help you manage risk and deliver returns.

If you would like to discuss the market, economy or just get a free second opinion on your portfolio, simply click here.

Springer Financial Advisors ("Advisor") is a federally registered investment adviser located in Sacramento, California. Advisor and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by the Securities and Exchange Commission and the State of California. Advisor's web site and its emails of general distribution are limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Advisor's web site on the Internet or dissemination of informational emails should not be construed by any consumer and/or prospective client as Advisor's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. A copy of Advisor's current written disclosure statement discussing Advisor's business operations, services, and fees is available from Advisor upon written request. You may also obtain publicly available information about Advisor through the SEC website as follows: Advisor does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Advisor's web site or incorporated in an email, and takes no responsibility therefore. All such information is believed to be reliable and authoritative but does not constitute sufficient information to be the sole basis for sound investment decisions and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Advisor) made reference to directly or indirectly by Advisor in its web site, email, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client's investment portfolio. Certain portions of Advisor's web site (i.e. articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Advisor's (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Advisor, or from any other investment professional. The information is of a general nature and should not be applied indiscriminately to particular situations wherein it may not be completely applicable. Advisor is neither an attorney nor an accountant, and no portion of the content should be interpreted as legal, accounting or tax advice.