We combine first- rate investment management and advice with a very personal, holistic approach. My 25 years in the industry have afforded me the experience and expertise to provide solutions for the most complex financial and life situations. Our wealth management process combines investment planning, risk management, retirement and estate planning, typically for people in transition, whether it be retirement, inheritance or exiting a business. Our concentration on achieving optimum returns, with the least risk possible, allows you to live your dreams with peace of mind.
Our holistic approach is very distinctive in the industry. We identify your “life goals,” which include but are not limited to just your financial goals. Recognizing what you want to do with your life, what you want to accomplish and how you want to live, as well as how you want to be remembered, helps us manage your wealth and achieve your goals and objectives. This will allow you to live a happier, more fulfilling life. It is important to take into account the often-overlooked issues. How much money do you actually “need” to live comfortably for the rest of your life, while taking the least amount of risk to get there? How will you pay for your children’s college or assist aging parents? What kind of legacy do you wish to leave through charitable giving? Or simply… will you have enough money to do the things you want to do AND be able to sleep well at night?
It’s no longer just about asset allocation and what stocks or funds to own. Rather, it is about outliving your assets, sky-rocketing health care costs, understanding the complex and ever-changing rules of Medicare and Medicaid, the effects of inflation, longevity risk, mortgage protection, long-term care, guaranteed income for life, as well as the economy ….these are the things at the top of our minds. By understanding the many complex facets of your life and keeping your goals in mind, we’re able to give you peace of mind, knowing that your financial situation is being handled by an experienced team of qualified professionals.
Be the expert…or hire one. Personal finance and creating a wealth accumulation, management and distribution plan is serious business. There are no second chances.
At Capital Financial, we’re continually updating ourselves on the ever-changing rules and laws, staying in tune with the increasingly volatile economy, and constantly keeping informed on the ins and outs of the calculations for retirement. The overwhelming number of choices–accompanied with the fear of making a mistake–is paralyzing and often leads to bad decisions. The wealth management challenge is a real one for all of us as we attempt to live comfortably into and through our golden years. Never underestimate the advantages of professional advice.
Our proprietary process has been building successful retirement and tax-advantaged portfolios for over 25 years. We can help you manage risk and deliver returns.
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