Smart Money with Keith Springer Saturdays at 1PM and Sundays at 6AM on NewsRadio KFBK 93.1 FM and 1530 AM

Smart Money with Keith Springer Newsletter- What’s Up With Apple?

Written by Keith Springer 9.12.13apple

Apple (AAPL) had a party on Tuesday, and nobody came. It was supposed to be a big day. They rolled out their new premium 5S and cheapo 5C version. However the big news was supposed to be a deal with China Mobile (CHL) in Bejing to allow Apple access to China’s 700 million mobile users. We heard about the new phones, but nothing on the China Mobile deal, so the stock got hammered.

There was a lot of initial excitement over entry to China as the new $99 5C was supposed to be just what the acupuncturist ordered. What everyone seemed to ignore is that although China is ready, there is currently a compatibility issue with China’s unique 3G TD-SCMA networks. The issue is close to being worked out, and once its done, we’ll hear the good news.

The reality is that although Apple didn’t announce any new technological breakthroughs, sales will still grow modestly as it’s still considered the premier mobile platform. The good news for the legion of Apple followers is that the next generation of the Mac Book Pro and the iPad is due out in a few months, and with this week’s disappointment, they should deliver an upside earnings and profit surprise.

The biggest opportunity for the Apple boys will likely be the upcoming iWatch, expected for early next year, which will be on the low cost end. Interestingly, world renowned corporate raider and existing shareholder, Carl Icahn, recently bought more shares.

Now this is not an endorsement or a recommendation for Apple. Buying this stock is not for the faint of heart, and can bring headaches and sleepless nights just as much as it can joy. I always try to discuss here, on my radio show, or in my book, Facing Goliath – How to Triumph in the Dangerous Market Ahead, what might be on your mind and affecting your money.

The important thing for us all is to ensure your finances are properly aligned with your retirement goals and dreams, that your portfolio is getting the best returns with the least risk possible, that you have a retirement income stream for life properly set, that Social Security is taken at the proper time, and that elder care is part of the planning so most or all of your nest egg is not destroyed by catastrophic illness. If your adviser is just talking to you about your investments, you are missing the boat, and guess who pays the price? You do!

…… and that’s where we can help. To learn more about our comprehensive financial planning approach, our powerful proprietary Investment Management Strategy and/or get a free second opinion on your portfolio, simply reply to this email, or give me a call for a no-cost no-obligation consultation today at (916) 925-8900

 Related Free Reports:

The Social Security Decision

How To Prepare Your Family & Finances For Catastrophic Illness

5 Critical Strategies For A Successful & Stress-Free Retirement






Springer Financial Advisors ("Advisor") is a federally registered investment adviser located in Sacramento, California. Advisor and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by the Securities and Exchange Commission and the State of California. Advisor's web site and its emails of general distribution are limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Advisor's web site on the Internet or dissemination of informational emails should not be construed by any consumer and/or prospective client as Advisor's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. A copy of Advisor's current written disclosure statement discussing Advisor's business operations, services, and fees is available from Advisor upon written request. You may also obtain publicly available information about Advisor through the SEC website as follows: Advisor does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Advisor's web site or incorporated in an email, and takes no responsibility therefore. All such information is believed to be reliable and authoritative but does not constitute sufficient information to be the sole basis for sound investment decisions and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Advisor) made reference to directly or indirectly by Advisor in its web site, email, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client's investment portfolio. Certain portions of Advisor's web site (i.e. articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Advisor's (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Advisor, or from any other investment professional. The information is of a general nature and should not be applied indiscriminately to particular situations wherein it may not be completely applicable. Advisor is neither an attorney nor an accountant, and no portion of the content should be interpreted as legal, accounting or tax advice.