6 Football Strategies You Can Use To Help You Retire Rich!

6 Football Strategies You Can Use to Help You Retire Rich

Smart Money With Keith Spronger On KEBK

Smart Money with Keith Springer

Football and finances have a lot in common, and applying some of these same basic strategies can help you reach your retirement goals faster than you ever thought possible. Tune in as Keith unveils 6 similar strategies that can help you retire rich!

Don’t let this be you! Tune in to Smart Money with Keith Springer on Saturday at 1 p.m. on News Radio, KFBK.

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Retire Like a Rock Star With the Doobie Brothers

Retire Like a Rock Star With the Doobie Brothers

Smart Money With Keith Spronger On KEBK

Smart Money with Keith SpringerWe hear about our favorite celebrities retiring, and it seems like it’s unattainable. Not anymore! Listen in to Smart Money with Keith Springer, where we’ll be joined by Rock and Roll Legends, the Doobie Brothers. We’ll talk about their career, new album, and what their future holds.

Many people think that the life of a famous musician is all champagne, Learjets and a steady flow of money to pay for it all. This is true for some, but there are also those who have reached the highest point of success, only to lose it all in the blink of an eye.

Don’t let this be you! Tune in to Smart Money with Keith Springer on Saturday at 1 p.m. on News Radio, KFBK.

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5 Critical Steps YOU NEED TO KNOW

5 Critical Steps YOU NEED TO KNOW

Get a Stress-Free and Successful Retirement

Smart Money With Keith Spronger On KEBK

Smart Money with Keith SpringerWhat if you could get to a stress-free retirement in five simple steps? Sound too good to be true? Well, I’m happy to tell you it’s NOT!

On this week’s Smart Money with Keith Springer, I’ll guide you down the best path for being financially confident in retirement. It’s time to take the risk out of retirement and do what you love.

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Critical Market Video Update

To learn what’s going on in today’s world with the economy and financial markets, in plain English, and too see where stocks and bonds are headed be sure to watch this brief video update.

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What does the stock market mean to your portfolio?

What does the stock market mean to your portfolio?

Smart Money With Keith Spronger On KEBK

Smart Money with Keith SpringerMost people are focused solely on the stock market when they plan for retirement, and today’s increased volatility has made it even worse. That may be OK if you’re in your 20’s but as you enter that retirement red-zone, this approach could prove devastating to your well laid plans.

Tune in to Smart Money with Keith Springer this Saturday at 1pm and learn how to maximize the other critical elements of retirement, and retire younger and with more money than you ever thought possible…right here on news radio KFBK!

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Is This Just a Correction or the Big Crash?

Is This Just a Correction or the Big Crash

 

  1. Why stocks are going down
  2. Investor strategy to build a bullet proof retirement plan
  3. Stock market positives and negatives

 

1. Why stocks are going down

image002[1]In just a blink of an eye the stock market has given up all of its gains for the year. The scariest part is that the nature of this current pullback has been violent and severe, mercilessly hitting every sector. Nervous investors are asking themselves: Is this just a normal correction or the “Big One” that can derail our retirement dreams?

The one consequence with this pullback, that has yet to reach the main stream, is an increased risk of deflation, which is inevitable. This is the very thing I said would happen in Facing Goliath – How To Triumph in the Dangerous Market Ahead. It is only coming to the forefront now because oil has plummeted, good news to the consumer, but it signals deflation is coming on faster than anticipated.

The funny thing about corrections is that every time the market rises without a meaningful pullback for any length of time, investors say that we need a normal correction, that they want a correction, and that they intend to buy the dip….but when that correction comes, those investors get jolted and say, “Oh no, the market just dropped, there must be something wrong! Run for hills!” It has me shaking my head every time.

Of course, you know from reading this newsletter religiously every week that this is going exactly as I forecasted. I have been saying for weeks that we will be getting a “Pre-earnings Nap.” This is the period right before the earnings season where investors get nervous that earnings are just not going to be good enough.

In addition, we have an absence of corporate information being made public. This is a “black out period”, where right before earnings are released there is essentially radio silence from companies. In the absence of information, attention is turned to the newspaper headlines, and honestly when has the headlines ever made you want to invest? Lately, it might make you never leave the house!

So what you typically get is fear followed by a correction. It happens every quarter, except January. Knowing this, I said that I hoped for the long awaited 10% correction, which will lead to a strong 4th quarter for stocks. Of course, I am always conscious of the risks, and on the lookout that there is worse to come I am ready to take action to protect our clients; a “pray for peace but prepare for war” approach.

2. Investor Strategy

Even though I think the 4th quarter will be decent, this is no time to throw caution to the wind. If you are retired or close to it, the key is to be properly invested with a qualified retirement advisor. This will ensure that you are looking at the big picture and getting the returns you “need,” but with the least risk possible, so you don’t get crushed during the next crash or correction. As you well know, you simply cannot replace this money….so you need a plan…a written plan, for the good times and the bad.

3. Stock market positives and negatives

The positives:

  1. Earnings will likely come in better than expected
  2. Stocks are not expensive, selling at only 14 times 2015 earnings. That’s the middle of the historic range.
  3. Oil has dropped $30 a barrel, which is a 50 plunge per gallon. That’s a nice tax cut. Keep in mind that we are now the #1 producer. Yay for the good guys.
  4. A much improved consumer confidence will mean a strong Christmas selling season.
  5. The November elections are a big unknown, but there is little doubt that there will be gridlock. The market likes gridlock.
  6. Corporate mergers and acquisitions are ongoing. This has been the biggest year for M&A activity ever. This typically happens because companies see each other as cheap. If they can’t buy a competitor, then they buy their own stock. Look at
  7. Apple. It’s gobbling up $400 billion a year in its own stock.
    The world economy may be weak, but the U.S. is not. Broad based capital spending is accelerating, and probably why the IMF boosted its growth forecast for America next year to 3.8%.
  8. Money is still cheap and available.

 

The Negatives:

  1. The bull market is old. No matter how good the weather is, even trees don’t grow to the sky.
  2. The Nasdaq, and particularly the Russell 2000, have been getting crushed. Stocks do not top all at once at peaks. Different sectors roll over at different times until very few are making new highs at the top.
  3. Optimism is increasing. Markets do not crash when everyone expects them to.
    They do, however, when no one does. The AAII survey currently has investors 39% bullish, 30.5% neutral and 30.5% bearish. Not bad, but bullishness is on the rise. Markets are screaming buys when the bulls drop below 20% and in dangerous territory when they get above 50%.

 

We are clearly late in the game and investing is going to get more difficult …… and that’s where we can help. To learn more about The Springer Investment Approach, which is our powerful proprietary Investment Management Strategy designed to manage risk and deliver returns in any market, or to get a free second opinion on your portfolio, simply reply to this email, or give me a call at 916-925-8900 for a no-cost no-obligation today!

Regards,
Keith

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Is This Just a Stock Market Correction or The Big Crash?

Learn how to bullet proof your portfolio and your retirement dreams

 

Smart Money With Keith Spronger On KEBK

Smart Money with Keith SpringerThe market has been on one heck of a ride over the past two weeks. The Dow has lost all of the gains it made in 2014 already. Are you prepared for what’s next? Learn how can bullet proof your retirement portfolio so you can avoid another 2008?

Tune into Smart Money with Keith Springer this and every Saturday on News Radio, KFBK.

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Investment Strategies to Retire Like Derek Jeter

Investment Strategies to Retire Like Derek Jeter

 

Smart Money With Keith Spronger On KEBK

Smart Money with Keith SpringerWe’re in the play-off season for baseball, but someone not making an appearance on the diamond this October is Derek Jeter. The Yankee’s captain has sang his swan song and has already unveiled his plans for the retirement he always dreamed of. Can you do something similar?

Learn successful investment strategies to retire like Derek Jeter on this week’s Smart Money with Keith Springer.

Listen to Smart Money with Keith Springer now on Saturday at 1PM on News Radio, KFBK.

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Critical Market Update 10-03-2014

Critical Market Update 10-03-2014

 

Keith-Springer-Critical-Market-Update-10032014This morning’s jobless numbers were a welcome sight to investors as it reversed that downward trend we’ve seen for the last several weeks. We may not be out of the woods yet, as we are still in the period that I call the “Pre-earnings Nap”.

The pre-earnings nap period is that time right before earnings come out where investors get a little skeptical of earnings and fear that they will come in short of expectations. To exacerbate this, because there is little financial news in between earnings, the focus tends on what’s on the front pages, and you know that world events are pretty ugly right now.

My expectation is that earnings will come in better than expected and lift the market into the 4th quarter. For the next week or so, the market will likely drift and be volatile until earnings start to be released. The first company to report is always Alcoa which will announce on October 8th. It usually takes a few days after that for a direction to be felt. Often times it’s the big Tech companies that that set the pace.

This late in the game, the risks are definitely rising. Even though I think the 4th quarter will be pretty good, this is no time to throw caution to the wind. If you are retired or close to it, the key is to be properly invested with a qualified retirement advisor. This will ensure you are looking at the big picture and getting the returns you “need,” but with the least risk possible, so you don’t get crushed during the next crash or correction. As you well know, you simply cannot replace this money….so you need a plan…for the good times and the bad…

…… and that’s where we can help. To learn more about The Springer Investment Approach, which is our powerful proprietary Investment Management Strategy designed to manage risk and deliver returns in any market, or to get a free second opinion on your portfolio, simply reply to this email, or give me a call at 916-925-8900 for a no-cost no-obligation today!

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Myths Of Successful Retirement

How To Beat The 5 Giant Myths Of Successful Retirement

 

Smart Money With Keith Spronger On KEBK

Smart Money with Keith SpringerWhat are the 5 Giant myths for a successful Retirement and how to beat them!

Learn the 5 Giant myths for a successful Retirement on Smart Money with Keith Springer, now on a new day and time: Saturday at 1PM on News Radio, KFBK.

Listen to Smart Money with Keith Springer now on Saturday at 1PM on News Radio, KFBK.

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