Author Archives: Keith Springer

Keith Springer

About Keith Springer

Keith Springer is FOX40's Financial Analyst , author of "Facing Goliath: How to Triumph in the Dangerous Market Ahead", radio host of "Smart Money with Keith Springer" on 1530 KFBK, editor of "Smart Money Newsletter", a financial planner, a market technician, a financial writer, multinational philanthropist, founder of Top Down Tactical™ and President and founder of Springer Financial Advisors in Sacramento CA, an SEC Registered Investment Advisory Firm. He has developed a proprietary process for successfully building tax-efficient and retirement portfolios and has been providing specialty wealth management services for over 27 years. He can be reached at 916-925-8900 or

There’s a Storm Brewing

There’s a Storm Brewing    -Time to be the lighthouse and not the boat I continue to feel like there’s danger on our shores. The massive increase in volatility in stocks over the last few months is often a sign … Continue reading

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A Retirement Income Crash Course!

    Saving and investing for retirement is one thing.  But making your money generate income in retirement, is something altogether different.  In fact, Forbes Magazine recently stated this “is one of the most challenging aspects of retirement planning.”  But … Continue reading

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The Stock Market is at an All-Time High. Now What?

Strategies to Build a Rock Solid Retirement Plan The stock market is at an all-time high.  But is a major correction around the corner? Discover what you can do to proactively position, and protect your investments right now! Listen to … Continue reading

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Here’s how markets scored the March jobs report

Here’s how markets scored the March jobs report Rate hikes are further off, depressing dollar; report not good enough to buoy stocks By Myra P. Saefong, MarketWatch SAN FRANCISCO (MarketWatch) — The most-anticipated U.S. economic report of the month has … Continue reading

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The Increase in Volatility Spells Trouble for the Market

The Increase in Volatility Spells Trouble for the Market   -   Is a market top close at hand? This year is only 3 months old and we have already witness a dramatic increase in volatility and 2 short but painful … Continue reading

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What can Baseball Teach us About Planning for Retirement

  A home-run may cause a fleeting moment of euphoria for players and fans alike.  But that doesn’t ensure you’ll win the game.  And the same holds true for planning for retirement.  It’s not about one thing.  It’s about many … Continue reading

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To Retire Like a Champ, Focus on This – Not That!

  Believe it or not, the biggest obstacle that’s keeping you from retiring successfully may not be what you think it is.  In fact, it could be you.  You may be simply focusing on the wrong things for your own … Continue reading

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Yellen Sends Shivers To Investors

Yellen Sends Shivers To Investors   In her first formal testimony as Federal Reserve Chairman, Janet Yellen did the unthinkable: she had the gall to suggest interest rates might rise someday….the nerve! Of course I say this in jest, as … Continue reading

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Keith and his son Josh at Chihuly in the Garden

I was able to get out to Scottsdale last weekend to visit Josh while he’s on spring break. We had a great time. I can’t believe he’s all grown up. While we were there we visited Chihuly in the Garden … Continue reading

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The Bull Market Just Celebrated its 5th Birthday

The Bull Market Just Celebrated its 5th Birthday. Will There Be a 6th? Bull markets only last so long.  Does this bull still have room to run?  And when the market does come crashing down, is your portfolio positioned and … Continue reading

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Springer Financial Advisors ("Advisor") is a federally registered investment adviser located in Sacramento, California. Advisor and its representatives are in compliance with the current filing requirements imposed upon registered investment advisers by the Securities and Exchange Commission and the State of California. Advisor's web site and its emails of general distribution are limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links. Accordingly, the publication of Advisor's web site on the Internet or dissemination of informational emails should not be construed by any consumer and/or prospective client as Advisor's solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. A copy of Advisor's current written disclosure statement discussing Advisor's business operations, services, and fees is available from Advisor upon written request.

You may also obtain publicly available information about Advisor through the SEC website as follows: Advisor does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Advisor's web site or incorporated in an email, and takes no responsibility therefore. All such information is believed to be reliable and authoritative but does not constitute sufficient information to be the sole basis for sound investment decisions and all users thereof should be guided accordingly. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by Advisor) made reference to directly or indirectly by Advisor in its web site, email, or indirectly via a link to an unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client's investment portfolio. Certain portions of Advisor's web site (i.e. articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Advisor's (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Advisor, or from any other investment professional. The information is of a general nature and should not be applied indiscriminately to particular situations wherein it may not be completely applicable. Advisor is neither an attorney nor an accountant, and no portion of the content should be interpreted as legal, accounting or tax advice.

Springer Financial Advisors, Financial Planning Consultants, Sacramento, CA